Most middle-class Indian households have Recurring Deposit (RD) accounts with India Post to save for the future. My mother used to open RD accounts in such a way that money was available just before an academic year begins to cater to school expenses. In those times, the monthly installments used to be paid through agents who visited every month collecting to collect the dues. While this continues even today, some of us wish if we could avoid these agents and pay the installments online. In the recent years, India Post has launched internet banking facility for accounts held in Department of Posts and also the India Post Payments Bank (IPPB). However, it is a hassle to activate net banking for each member of the household when small monthly contributions are involved to products such as RD. Thankfully, this can be avoided if you have an IPPB account.